{"id":1779,"date":"2017-02-25T20:22:23","date_gmt":"2017-02-25T20:22:23","guid":{"rendered":"https:\/\/centerforfaithandgiving.org\/?p=1779"},"modified":"2017-03-04T21:04:36","modified_gmt":"2017-03-04T21:04:36","slug":"black-friday-bank-account","status":"publish","type":"post","link":"https:\/\/centerforfaithandgiving.org\/2017\/02\/black-friday-bank-account\/","title":{"rendered":"Black Friday and Your Bank Account"},"content":{"rendered":"

10 Tips to Help Your Bank Account Survive!<\/strong><\/p>\n

    \n
  1. Make a budget<\/strong> for your total gift purchases \u2013 how much can you reasonably afford to spend on your entire list?<\/li>\n
  2. Make a list of who you \u201cneed\u201d to shop for<\/strong> \u2013 who do you feel you want to give some sort of gift to this year?\u00a0 Understand why you want to do that and ask if the expectation is realistic for you and the relationship and your financial situation.<\/li>\n
  3. Prioritize the list of \u201creceivers\u201d<\/strong> \u2013 try to determine from the total dollar amount you have to spend how that money should be distributed across the list.<\/li>\n
  4. Create a list of possible gifts<\/strong> for everyone on your list \u2013 with a \u201cback-up\u201d gift if what you want is not available or out of your assigned cost range.<\/li>\n
  5. Plan your shopping strategy<\/strong>.\u00a0 Price check via the internet who has the best deal on the items you are looking for.\u00a0 If you have a hard time staying disciplined in the mall and the \u201cexcitement\u201d of the shopping moment \u2013 consider shopping on line.<\/li>\n
  6. If retail shopping, plan your driving route<\/strong> regarding the stores you are going to so that you save time and gas money.<\/li>\n
  7. To help you manage the budget portion, if you are retail shopping, use cash only<\/strong> \u2013 when you are out of cash, you are done shopping.\u00a0 If you are shopping on-line \u2013 keep a running total of your purchases deducted from your spending total.\u00a0 When it hits zero \u2013 you are done \u2013 log off!<\/li>\n
  8. Are their gifts other than cash value items<\/strong> that you can give to some of the people on your list?<\/li>\n
  9. Always ask: can I afford this<\/strong>, do I (or the does the recipient) need this, and what are the long-term consequences of over-spending.<\/li>\n
  10. Remember the real reason for the season<\/strong> is about a gift we have all received, <\/em>not about something we need to purchase<\/em>!\u00a0 Everyone can give love and acceptance as a reflection of that gift \u2013 it costs nothing and it can change the world.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

    10 Tips to Help Your Bank Account Survive! Make a budget for your total gift purchases \u2013 how much can you reasonably afford to spend on your entire list? Make a list of who you \u201cneed\u201d to shop for \u2013 who do you feel you want to give some sort of gift to this year?\u00a0 […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[5,4],"tags":[34,36,30,35,6],"featured_image_urls":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":""},"post_excerpt_stackable":"

    10 Tips to Help Your Bank Account Survive! Make a budget for your total gift purchases \u2013 how much can you reasonably afford to spend on your entire list? Make a list of who you \u201cneed\u201d to shop for \u2013 who do you feel you want to give some sort of gift to this year?\u00a0 Understand why you want to do that and ask if the expectation is realistic for you and the relationship and your financial situation. Prioritize the list of \u201creceivers\u201d \u2013 try to determine from the total dollar amount you have to spend how that money should…<\/p>\n","category_list":"Personal Financial Wellness<\/a>, Teaching<\/a>","author_info":{"name":"Bruce Barkhauer","url":"https:\/\/centerforfaithandgiving.org\/author\/bbarkhauer\/"},"comments_num":"0 comments","featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","1536x1536":"","2048x2048":""},"post_excerpt_stackable_v2":"

    10 Tips to Help Your Bank Account Survive! Make a budget for your total gift purchases \u2013 how much can you reasonably afford to spend on your entire list? Make a list of who you \u201cneed\u201d to shop for \u2013 who do you feel you want to give some sort of gift to this year?\u00a0 Understand why you want to do that and ask if the expectation is realistic for you and the relationship and your financial situation. Prioritize the list of \u201creceivers\u201d \u2013 try to determine from the total dollar amount you have to spend how that money should…<\/p>\n","category_list_v2":"Personal Financial Wellness<\/a>, Teaching<\/a>","author_info_v2":{"name":"Bruce Barkhauer","url":"https:\/\/centerforfaithandgiving.org\/author\/bbarkhauer\/"},"comments_num_v2":"0 comments","yoast_head":"\nBlack Friday and Your Bank Account - Center for Faith and Giving<\/title>\n<meta name=\"description\" content=\"10 tips to help your bank account survive the Black Friday shopping experience and holiday season.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/centerforfaithandgiving.org\/2017\/02\/black-friday-bank-account\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Black Friday and Your Bank Account - 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